The Fund is a well-managed and established umbrella fund, where participating employees enjoy the same level of professional governance and fund management that they would in a stand-alone or privately managed Pension Fund arrangement. The Minerva Umbrella Pension Fund offers business owners and their employees the opportunity to join an established Pension Fund, in which many other employers and their employees participate. With the Minerva Umbrella Fund, Members enjoy highly sustainable pension benefits, and group death and disability insured benefits in line with industry changes and trends.The Fund is a one-stop shop for the retirement package that combines the contributions of many employers and members to deliver your members the benefits of scale: better investment returns, improved services, and lower costs. The costs are aggregated into one charge that is significantly less than most stand-alone Pension Funds.